Terms and Conditions

Last updated: March 01, 2025

Please read these Terms and Conditions carefully before using Our Service.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of these Terms and Conditions:

  • Affiliate means an entity that controls, is controlled by, or is under common control with a party, where “control” means ownership of 50% or more of the shares, equity interest, or other securities entitled to vote for election of directors or other managing authority.

  • Country refers to: California, United States

  • Company (referred to as either “the Company”, “We”, “Us”, or “Our” in this Agreement) refers to PaySnap Inc., 123 Payment Lane, San Francisco, CA 94105.

  • Device means any device that can access the Service, such as a computer, cellphone, or digital tablet.

  • Service refers to the PaySnap platform, including the website and associated tools, which allows users to subscribe, upload documents (e.g., PDF or XLS files) containing payment collection data, and facilitate automated payment reminders to their customers via text messaging.

  • Terms and Conditions (also referred to as “Terms”) mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service.

  • Third-party Social Media Service means any services or content (including data, information, products, or services) provided by a third-party that may be displayed, included, or made available by the Service.

  • Website refers to PaySnap, accessible from https://www.paysnap.xyz (replace with your actual URL).

  • You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Acknowledgment

These are the Terms and Conditions governing the use of the PaySnap Service and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service.

Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms apply to all visitors, users, and others who access or use the Service.

By accessing or using the Service, You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms, You may not access the Service.

You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.

Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your personal information and Your customers’ information when You use the Service, and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service.

Description of the Service

PaySnap is a subscription-based software-as-a-service (SaaS) platform designed to assist businesses, such as dealers or vendors, in managing payment collections. Users may sign up for a monthly subscription, upload documents (e.g., PDF or XLS files) containing payment amounts and customer details, and utilize Our automated system to send text message reminders to customers about amounts due and due dates. The Service facilitates communication between You and Your customers but does not process payments directly.

Subscription and Fees

  • Subscription: Access to the Service requires an active subscription, which renews monthly unless canceled. Subscription fees are non-refundable except as required by applicable law.
  • Payment: You agree to provide valid payment information and authorize Us to charge the applicable subscription fee to Your designated payment method.
  • Fee Changes: We reserve the right to adjust subscription fees at Our discretion. We will notify You of any fee changes at least 30 days in advance, and continued use of the Service after the change takes effect constitutes Your acceptance of the new fees.

User Responsibilities

  • Uploaded Content: You are responsible for the accuracy, legality, and appropriateness of all data (e.g., customer names, contact information, and payment amounts) uploaded to the Service. You warrant that You have the necessary rights and consents to provide such data and to authorize Us to send text messages to Your customers based on that data.
  • Compliance: You agree to comply with all applicable laws, including but not limited to telemarketing laws, data privacy regulations (e.g., TCPA, GDPR if applicable), and anti-spam regulations when using the Service.
  • Prohibited Use: You may not use the Service to send harassing, fraudulent, or illegal messages, or for any purpose other than its intended use as a payment reminder tool.

Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of PaySnap Inc. and its licensors. The Service is protected by copyright, trademark, and other laws of the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without Our prior written consent.

Our Service may contain links to third-party websites or services that are not owned or controlled by the Company. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that the Company shall not be responsible or liable for any damage or loss caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly advise You to read the terms and conditions and privacy policies of any third-party websites or services that You visit.

Termination

We may terminate or suspend Your access immediately, without prior notice or liability, for any reason whatsoever, including if You breach these Terms and Conditions, fail to pay subscription fees, or misuse the Service. Upon termination, Your right to use the Service will cease immediately, and any data You uploaded may be deleted at Our discretion, subject to applicable law.

Limitation of Liability

To the maximum extent permitted by applicable law, the entire liability of the Company and its suppliers under these Terms shall be limited to the amount paid by You for the Service in the preceding 12 months, or $100 USD if You have not paid for the Service.

In no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages (including loss of profits, data, or business interruption) arising out of or related to the use of or inability to use the Service, even if We have been advised of the possibility of such damages.

Some states do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, so some of the above limitations may not apply to You.

”AS IS” and “AS AVAILABLE” Disclaimer

The Service is provided “AS IS” and “AS AVAILABLE” with all faults and defects, without warranty of any kind. We disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee that the Service will meet Your requirements, operate without interruption, or be error-free, nor do We warrant the accuracy or effectiveness of text messages sent through the Service.

Governing Law

The laws of California, United States, excluding its conflicts of law rules, shall govern these Terms and Your use of the Service. Your use of the Service may also be subject to other local, state, national, or international laws.

Disputes Resolution

If You have any concern or dispute about the Service, You agree to first attempt to resolve the dispute informally by contacting Us. If the dispute cannot be resolved informally, it shall be resolved through binding arbitration in California, except as otherwise required by law.

For European Union (EU) Users

If You are a European Union consumer, you will benefit from any mandatory provisions of the law of the country in which You are resident.

You represent and warrant that (i) You are not located in a country subject to a United States government embargo or designated as a “terrorist supporting” country, and (ii) You are not listed on any United States government list of prohibited or restricted parties.

Severability and Waiver

Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be interpreted to accomplish its objectives to the greatest extent possible under applicable law, and the remaining provisions will remain in full force and effect.

Waiver

The failure to exercise a right or require performance of an obligation under these Terms shall not affect a party’s ability to exercise such right or require such performance at any time thereafter.

Changes to These Terms and Conditions

We reserve the right to modify or replace these Terms at any time. If a revision is material, We will provide at least 30 days’ notice via email or within the Service. Continued use of the Service after revisions become effective constitutes Your acceptance of the new Terms.

Contact Us

If you have any questions about these Terms and Conditions, You can contact us: